The industry has spent years preparing for the great wealth transfer. But that story captures only part of what's happening.
Wealth management is experiencing a "great wealth rewiring." Wealth is not just changing hands, it is being created, held in new asset classes, and managed in new ways. Those same clients are also experiencing a reset of expectations, surrounded by a world that is fast-moving and almost always personalized. That combination is fundamentally reshaping how advice needs to be delivered.
Enter Artificial Intelligence. For the first time in history, intelligence is free, and always available. As advisors become faster and more efficient, so do their clients. They are showing up more informed, more engaged, and with higher expectations for how advice should be delivered.
But for many advisors, the challenge is not access to technology – it is navigating it efficiently and with impact. Too much time is still wasted switching systems, re-entering data, and manually connecting workflows instead of focusing on clients.
"We are going with you on this journey. We know that to be successful, you need a set of products and solutions that allow you to scale, personalize, and create the operating leverage to do the work that's truly important for your clients."
Chris Todd, CEO of Envestnet
The world of money is moving fast, so we need to move faster. We’re bringing product platform technology, and enterprise-grade, responsible AI together acting as one to reduce that friction—enhancing the core tools advisors use to help them work faster, deliver more personalized advice, and grow.
How Envestnet is advancing its wealthtech platform
Bringing financial planning into the proposal workflow
With financial planning at the center of wealth management advice, firms face a familiar challenge: how to scale it. Advisors have long been stuck in a “swivel chair,” moving between systems, re-entering data, and relying on manual steps—making true scalability difficult to achieve.
With a direct integration from MoneyGuide to Envestnet’s Wealth Management Platform, planning data, like risk preferences and held-away accounts, now flows from plan to proposal without disrupting the advisor’s workflow.
The impact on your practice is simple: fewer manual steps, less time switching between tools, and more consistency across every client interaction. Instead of managing planning and investing separately, you can build proposals faster, stay aligned with client goals, and run a more efficient, scalable practice—all within a single workflow.
"When you make financial planning the center of your client's relationship, you become a critical part of the most important moments in their life."
Matt Wilson, Head of Business Strategy for Envestnet | MoneyGuide
Scaling client discovery through planning software
A well-structured plan helps uncover client needs from the start to demonstrate value and build trust. This discovery process surfaces gaps and opportunities, making it easier to convert prospects into long-term clients—but scaling it has remained a challenge.
To bridge that gap, Envestnet created MoneyGuide Dash, a new planning experience designed to create a lower-friction entry point into the planning process. Embedded directly on an advisor's website, Dash lets prospects create a personalized plan in minutes with minimal input. At the same time, a corresponding plan is created within MoneyGuide, connecting prospect engagement with advisor workflows and follow-up conversations.
Expanding investment management flexibility
Advisors need software that can support scale without sacrificing the flexibility required to serve clients with unique goals, preferences, and portfolio needs.
"No two advisors work the same way."
Jessica Griffin, Head of Product Management
Some advisors manage a small number of highly customized relationships, while others oversee hundreds or even thousands of accounts where operational efficiency is essential. The challenge is supporting both models within a single wealthtech platform.
Envestnet Wealth Trading is a new trading experience designed to unify trading workflows into a single experience, making it easier to manage activity, track trades and execute across accounts. Built-in automation helps reduce manual effort, allowing teams to focus more on client outcomes.
Envestnet also introduced Advisor-Traded Sleeves, expanding flexibility within UMA accounts. Advisors can now manage specific sleeves directly while overlay managers operate within the same account, reducing account duplication and enabling greater portfolio customization.
Turning reporting into a client-ready story with AI-powered technology
"It's not a report. It's the story of your value."
Ryan Bamert, Principal Director, Product Management, Tamarac
Advisors don’t lack data—they lack an easy way to turn it into a clear, client-ready story. Reporting is often fragmented and time-consuming, making it harder to prepare for meetings and scale efficiently.
Report Studio, a new reporting experience, brings everything into a single experience for advisors to quickly create personalized, presentation-ready reports without manual work.
With AI built in, we’ve accelerated report creation while preserving advisor oversight and judgment. Advisors can generate initial report structures using natural-language prompts, request additional analytics, reorganize layouts, and customize visualizations without navigating complex settings. The experience is designed to reduce the time spent assembling reports while allowing advisors to remain fully in control of the final output.
Report Studio also creates AI-generated meeting briefs that synthesize portfolio activity, performance trends, tax considerations, and recommended discussion topics into a single advisor-ready summary. Advisors now can begin client preparation with a consolidated view of key insights and opportunities.
Rather than serving as a time-consuming administrative task, reporting can become a more dynamic part of the client experience.
AI insights that reduce friction and drive action
“Advisors already have the data. They just can’t easily find it, connect it, or act on it in the moment.”
Dave Lieberman, Principal Director, Product Management, Wealth Data Solutions
Advisors have access to more data than ever before. The challenge is turning that information into action. Client information, portfolio activity, planning data, workflows, and operational tasks often reside across multiple systems, requiring advisors to spend valuable time navigating platforms, locating information, and piecing together insights.
Insights AI simplifies this by surfacing key opportunities—highlighting performance drivers, risks, and client engagement signals—without manual analysis.
From there, decision intelligence helps advisors move quickly from insights to action and an advisors’ next-best-action recommendations. By analyzing client data, portfolio information, planning inputs, and other available insights, advisors can quickly move from identifying an opportunity to evaluating potential actions.
Connecting the advisor experience through adaptive wealthtech
Across planning, trading, reporting, and insights, the goal is consistent. Make it easier for advisors to move through their workflows without added complexity or disruption.
AI plays an important role in that shift, but only when applied in the right way. By focusing on practical use cases—streamlining reporting, surfacing opportunities, and guiding next steps—AI becomes a way to remove friction. And more importantly, with a deliberate, enterprise-grade approach, advisors remain firmly in control of every decision.
Technology should support the way advisors work, not create more work. That means reducing the need to navigate between systems, eliminating unnecessary steps, and ensuring that insights show up when and where they’re needed.
Learn more about Envestnet’s wealth management platform and how it unlocks the full power of data for advisors.
