Solutions:
Impact Overlay
Impact Overlay Services provides a truly customized impact investing experience, allowing advisors to exclude investment exposures based on a client’s personal convictions.
Combined with Envestnet | PMC’s patented risk-based optimization, resulting portfolios seek to not only adhere to the investor’s priorities, but also align with the strategy of each investment manager within the portfolio—delivering a complete solution to help advisors support their clients who seek both positive social impact and financial return.
Risk-Based Optimzation
Customizing a client's portfolio by removing exposures they may find objectionable is one part of the process, but how to reconcile a client's personal convictions with and investment manager's decisions? Our patented risk-based optimization is designed to balance potentially disparate priorities and deliver a solution that aligns the client's values with the manager's model and objectives.


The Process

Original Model
Portfolio
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Impact
Screening
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Risk Optimization Process
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Client-Customized Compliant Portfolio
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The client and advisor review the original, unconstrained model portfolio.
PMC screens out the stocks deemed undesirable by the client.
PMC's patented risk engine implements the client-specific requests, while adhering to the manager's model and minimizing tracking error.
The resulting portfolio is risk customized and closely matches the security risk characteristics of the original model portfolio.
Impact Restrictions
The overlay restriction program at Envestnet allows clients to apply customized impact restrictions to their investment portfolios. There are 20 different restriction criteria available, many of which have both a Best in Class and Impact Strict restriction.

Alcohol
Animal Testing
Catholic Values
Firearms
Fossil Fuels
Gambling
Adult Entertainment
Military Weapons
Nuclear Power
Tobacco
Customer Rights
Employee Rights
Environment
Human Rights
Landmines
Abortion
Contraceptives
Embryonic Stem Cell/Fetal Tissue Research
Pork/Usury
Social Justice


Download Impact Restrictions PDF
THIS WEBPAGE IS FOR INVESTMENT PROFESSIONAL USE ONLY. NOT INTENDED FOR PRIVATE INVESTORS.

The information, analysis, and opinions expressed herein are for general information only. Nothing contained on this webpage is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. Investing carries certain risks and there is no assurance that investing in accordance with the portfolios mentioned will provide positive performance over any period of time. Investors could lose money if they invest in accordance with the portfolios discussed herein. Past performance is not indicative of future results.

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