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Despite regulatory uncertainty, there are massive market and consumer forces that are reshaping the way advice will be delivered in the near future. Beyond the implications of a Trump Presidency, the industry faces a crucial crossroad: pursue a business model that responds to the digital, demographic and economic pressures reshaping it, or breathe a sigh of relief and return to business as usual? Envestnet has been enhancing our platform in preparation for the DOL Fiduciary Rule. What we have on our roadmap remains relevant, with or without imminent regulatory changes, to the evolution of advice: empowering a fiduciary standard that responds to investor needs and elevates advisors' value propositions.